What Does the Bible Say?

A Christian Perspective.

What does the Bible have to say?
Perhaps the most important, yet most difficult, aspect of our Debt Relief Educational Programs and processes has to do with what the Bible says about money, debt, usury (interest), repayment, forgiveness, and a host of other equally relevant topics.

As a Christian Educational & Service Organization, our prayer at KINGDOM DEBT SOLUTIONS, is that you will take some time to patiently & thoughtfully explore this page as we attempt to share what we have learned from hundreds of hours of study of both the Bible (God's revealed word) and the moral issues surrounding debt relief.

While not an exhaustive study of the topics, this page will hopefully explain the major reasons why we believe that debt relief is not an unbiblical service nor is it encouraging irresponsibility, "debt avoidance", or the like. In fact, it's quite to the contrary! We encourage you to read on....

God's Example of Debt Relief . . . . .
We realize that Leviticus is in the Old Testament (the other side of the cross), but Romans 15:2 says,"whatever things were written before were for our learning". It shows the heart of God. Since Redemption means "liberty" and "freedom" from debt and obligation, we would like to look at what we believe to be God's equivalent to debt relief.

The Jubilee Year, also known as the "year of liberty" in Ezekiel 46:17, was proclaimed on the fiftieth year after seven cycles of seven years. This fiftieth year was a time when specific instructions about property and slavery outlined in the Jewish law took effect (see Lev. 25:8-55).

The word "jubilee" comes from a Hebrew word meaning "ram's horn" or "trumpet". The Jubilee Year was launched with a blast from a ram's horn on the Day of Atonement, signifying a call to celebration, liberation, and the beginning of a year for "doing justice" and "loving mercy".

The fiftieth year was a special year in which to "proclaim liberty throughout all the land" (Lev. 25:10). Individuals who had sold themselves as slaves or indentured servants because of indebtedness were released from their debts and set free. If a family's land had been taken because of indebtedness, this land was returned to the original owners in the Jubilee year.

God apparently established the Jubilee Year to prevent the Israelites from oppressing and cheating one another (Lev. 25:17). This law prevented a permanent system of classes from developing; it gave everyone the opportunity to start over - economically and socially.

The Jubilee Year reminds us of God's concern for human liberty and freedom. God wants people to be free (Luke 4:18-19). Calling into question any social practice that leads to permanent bondage, divorce, destroyed families, bankruptcy, and loss of economic opportunity. It also stands as a witness to God's grace and His desire for justice, freedom, peace, and joy upon the earth.

The Concept of Forgiveness . . . . .
Much like the concept of having your sins forgiven by Jesus Christ's death on the cross (covering a debt we could not pay), so too does the debt relief process forgive or reduce debt that holds people in bondage setting them free from something they may never be able to pay.

When a person realizes that he or she is a sinner that needs to be saved, receives forgiveness, and starts life as a new creation in Christ, the realization of this spiritual truth serves as motivation to love the Lord with all your heart, mind, and strength - committing never to return to the past lifestyle. This is what being born-again is all about!

Allowing the us to serve and educate you and your family and "forgive" as much of your debt as possible, will hopefully motivate you to never again become enslaved to the worldly system of high interest rates, and usury that usually accompanies debt. Our prayer is that you will then have the freedom & desire to follow biblical principals that have stood the test of time!

It is our hope & prayer that having an overwhelming financial burden forgiven will save marriages, alleviate undue stress and serious health problems (both physical and emotional), and most importantly restore a deep spiritual relationship with God that has been lost or damaged.

With love & appreciation now motivating the church, perhaps the body of Christ will now make giving (a lost biblical mandate!) of primary importance!!

Every Christian's Goal . . . . .
The Christian's goal & desire in our opinion should be to owe nothing to anyone except to love one another (Romans 13:8) and not be a slave to money (Matthew 6:24), but a bondservant of Christ (Colossians 4:12, Romans 1:1).

Credit card debt (or any debt) makes us a slave/servant to that which is unbiblical and ungodly. We should do whatever we can - legally! - to get out of these situations (repent?) and do a 180 degree turn to remove ourselves from this worldly bondage.

We ask that you prayerfully consider all of this information as well as consider calling us to learn more - we would greatly value the opportunity to serve you and your family. Thank you in advance and God Bless!

(All scripture is from the New American Standard Bible)

John 8:32 - "...and you shall know the truth, and the truth shall make you free."

Hosea 4:6a - "My people are destroyed for lack of knowledge."

Proverbs 24:5-6 - "A wise man is strong, and a man of knowledge increases power. For by wise guidance you will wage war, and in abundance of counselors there is victory."

1 Timothy 6:10 - "For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith, and pierced themselves with many a pang."

Exodus 22:25 - "If you lend money to my people, to the poor among you, you are not to act as a creditor to him; you shall not charge him interest."

Leviticus 25:36-37 - "Do not take usurious interest from him. . . . you shall not give him your silver at interest, nor your food for gain."

Deuteronomy 23:19 - "You shall not charge interest to your countrymen: interest on money, food, or anything that may be loaned at interest."

Psalm 37:21 - "The wicked borrow and does not pay back, but the righteous is gracious and gives." [We absolutely agree, however, in our society, with the high interest charges (usury) of some , like credit card banks, medical debt not covered by insurance, job lay-offs, divorce, and just the bumps of life, good people can get in financial trouble. When this happens, they need help.]

Proverbs 22:7 - "The rich rules over the poor, and the borrower becomes the lenders slave."

Deuteronomy 28:12 - "The Lord will open for you His good storehouse, the heavens, to give rain to your land in its season and to bless all the work of your hand; and you shall lend to many nations but you shall not borrow."

The Good News . . . . .
Ephesians 2:8 - "For by grace are you saved through faith; and that not of yourselves; it is the gift of God."

Romans 10:9-10 - "If you confess with your mouth that Jesus is Lord, and shall believe in your heart that God raised him from the dead, you shall be saved. For with the heart man believes into righteousness; and with the mouth confession is made unto salvation."

Romans 8:35-39 - "Who shall separate us from the love of Christ? Shall tribulation, or distress, or persecution, or famine, or nakedness, or peril, or sword? As it is written, for your sake we are killed all the day long; we are accounted as sheep for the slaughter. No, in all these things we are more than conquerors through Him that loved us. For I am persuaded, that neither death nor life, nor angels nor principalities nor powers, nor present nor things to come, nor height nor depth, nor any other creature shall be able to separate us from the love of God, which is in Christ Jesus our Lord."

God didn't send His Son to pay for the forgiveness of your sin, and then decide He is going to require you to make installment payments. He only requires you to believe that the FULL PAYMENT was done over 2000 years ago....then you'll stop trying to make the installments on something you could never pay for anyway.

The Good News is that He wants you debt free.....in every aspect of your life!

God is NOT mad at you!!....No matter what!!

He loves you!!.....and he promised to get you through it, if you'll let Him!!

We are trusting God to send us the right people that we need to help. If you decide to take "THE FREEDOM HIGHWAY", we will assume you are here because God lead you here. "What ever you do, do in faith", "We walk by faith, not by sight". So, buckle your seat belt, and let's "put the pedal to the metal" and get you set FREE of the bondage of debt..

"Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth." (3 John 1:3)