. . . . . . . . . . . . Accelerated Debt E-racer (ADE®)

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This is not Consumer Credit Counseling, Debt Settlement, Debt Negotiation or Debt Consolidation. It is not a Consolidation Loan, new mortgage, HELOC Program or, in fact, a loan of any kind. 

The ADE® Program uses a revolutionary proprietary Linear Math, Critical Path process to eliminate your debt in the most efficient way possible. It manages all your liabilities for you so you never have to write another check, stuff another envelope, find a stamp at the last moment and rush to the post office in order to pay a late bill.Our powerful automatic program will FREE UP $1000's of Dollars for you to make your retirement dreams a reality. 

If you answered yes to any one of these questions then ADE is what you are looking for! Get completely out of debt - not in 10 or 20 years -but in as little as 3-5 years- AT NO ADDITIONAL COST TO YOU!

1.     What is the Automatic Debt E-racer (ADE)® Program?  The ADE program prioritizes your existing debt then, using our Variable Path Linear Math System, pays off your debts, using the take-home income you already earn, on a systematic basis each and every month which eliminates late fees and increased interest charges and helps improve your credit (FICO) score.

2.     How is the ADE® Program different from Debt Elimination or Debt Negotiation? Debt Elimination and Debt Negotiation programs normally enter the picture after bills are already late in being paid. [Note: Late payments always reduce your credit (FICO) score.]   When your debt amount is lowered as a result of negotiation, the difference between the original debt amount and the newly negotiated (lower) amount can be listed on your credit report as a “Paid as Agreeded ” which usually factors negatively against your credit (FICO) score.   The ADE program pays off all your creditors, in full.
  
3.     What types of debt does the ADE Program work on? The ADE Program works on both “Secured Debt” (i.e. A Mortgage or a Vehicle Loan) and “Unsecured Debt” (i.e. Credit Cards, Student Loans).

4.     Is there a minimum amount of debt that I must be in to use the ADE Program? The best way to determine that is to accept the complimentary financial analysis so we can see where you are and if the ADE Program will work for you.

5.    Why should I do the ADE Program, can't I do this myself?  Yes you can, although not as efficiently as we can based upon our Variable Path Linear Math Algorithm! But the real question is why haven't you done it already? Better yet, will you do it yourself?  Do you have the time, energy and most importantly, the discipline to manage the process month in and month out? The ADE program is just like losing weight except the ADE Program will do all the exercises for you, eat the right food for you and you lose all the weight!
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Think about it! Our lives are way too busy to be able to focus on efficient bill payment management. How many would truly save for retirement if your employer didn't do it for you? A 401k plan is a savings plan where your employer administers the process on your behalf by putting away money for savings. Well how many have the discipline to pay down their own debt, especially if they aren't regimented enough to save for their own retirement?

Imagine having a 401k plan that worked on your behalf to pay off your debt so you don't have to think about it! It happens each and every month, efficiently and automatically in the least amount of time possible using our Critical Path proprietary software.  
Financial Diet Made Easy

Consider the analogy of losing weight. The concept is easy; just burn more calories than you take in and you will lose weight! But why do so many people fail? Getting out of debt is the same way. By using the ADE Critical Path Software we prioritize your debt (and the highest interest rate is not the best way to pay off debt) show you how to pay off your debt in the most efficient way, guaranteeing you to be debt free in the least possible amount of time.

Imagine we took your body, did all the exercising for you, then gave it back to you. Well, we can't do that, but we can pay down your debt for you, automatically each month, in the most efficient way possible. 

Even though many people know how to change the oil in their car, most people don't, right? Most people hire financial planners and tax accountants to do their annual taxes, right? So doesn't it make sense to have someone else manage your liabilites for you?

I can almost guarantee you that for most people, 100 days from now their financial situation will be the same or most likely even worse because of the high interest rates they are being charged.

So why can't you do this yourself? Because quite simply, you won't!  If you haven't begun already, you might not have the discipline to do it yourself! The ADE® Program is totally automatic and does everything for you. ADE® is designed to save you money! And best of all, we get your creditors to pay for the program!
Why would you want to do this?

The ADE program automatically works to pay down your bills and manage your liabilities in such a way that it optimizes your cash flow and not the creditors. Your interest rates will be cut in half; debts will be paid in the proper order and paid on time so you never incur another late fee. And all monies will remain in your checking account under your control.With your approval and blessing, we manage the whole process for you.

The revolutionary ADE program doesn't cost you money, it costs the Creditors money. It actually puts money in your pocket!  How?  Without this program, you will certainly pay thousands, even tens of thousands of dollars in outrageous interest fees and late charges.  Why not keep more of your money and spend it on the things you want?

While using the ADE program, you'll also be pleasantly surprised as your credit score improves, dramatically in some cases.  Improve your credit score and suddenly things that were once "out of reach" for you now become affordable to you.  It's a win, win situation all around.

Better still, there's no hidden costs, charges or obligations with the ADE program.  We do not sell mortgages, insurance, mutual funds, etc. We are strictly educators focused on helping you become debt free - quickly, easily and legally.
Imagine the heartache, the headache and the agonizing hassle of dealing with a pile of bills...No More Dealing with a Pile of Bills! Gone!
Under your direction and with your approval, we handle it all for you, so you can focus on what you do best. 
You'll have 24/7 online access to your own private ADE Progress Report wherein you can always check in and see developing results … such as …

--  The date each of your debts will be paid
--  The remaining balance of each of your debts  
--  When each of your debts will be eliminated
--  The total debt eliminated to date
--  How much money you have saved to date
--  How many months before you will be debt free

You are in complete and total control of the entire process. You call the shots and we respond. You can make changes to your plan (add debt, remove debt, change payment, etc.) as often as you want – Free of Charge!
Picture the wonderful relief of not having to tangle with that mountain of bills. Consider the peace of mind knowing you’ll have Automatic “Debt Elimination 401k” Plan in action, methodically, efficiently and scientifically paying off your bills for you – at no additional cost to you! Best of all, your Creditors actually pay for the program!
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"When we signed up to participate in ADE, we were current with all our creditors but couldn't ever seem to get them paid off.  I didn't know how much longer we could "tread water".  What if we had an emergency?  That was close to two years ago.  Today, we have paid off over $43,000 worth of debt and closed 7 accounts!  If we keep going at this pace, we will be completely debt free, including the mortgage, in less than 7 years.  That brings a huge smile to my face!  The ADE program is a new beginning for us because it forces us to be focused.  It shows which debtor to pay first, which to pay second and so on.  The credit debt is paid out of a separate account from our monthly household expenses.  It's all done automatically for us; we transfer the money needed into the account and they write the checks.  They are focused on which debt to pay off first, then write minimums payments to the rest of our creditors.  We are able to track our progress through an online report that tells us which bills were paid, the amounts and the approximate remaining balance.  Once our debt investment kicked in we saw rapid progress.  Now we are both excited about the future.  We couldn't have done it without the help of the ADE program." --Ken & BG

"We have been on the ADE program for over one and half years.  We just paid off our fifth debt!  What a great feeling!  We would have never had the discipline to do this on our own.  We are true believers in this program and look forward to the day when we can say we are DEBT-FREE!" --Scott & Teri Mitchell 

"I am pleased to tell you that my wife and I have established ADE in our lives and we are on our way to financial freedom...It turned us around.  I thought you would want to know.  Thank you."  --Don Haines

"...since learning the ADE system, I have eliminated 5 debts totaling a little over $1000.  I am now working on eliminating 3 more debts which should be paid off by the end of this month. The Program Works!!"  --Robin Stallworth

"I implemented the ADE system and I have successfully paid off my small consumer store credit cards, one visa and I am paying off my last credit card! Thank you." --Greg T.

Since we started the ADE System our $35,000 or so credit cards debts from one year ago were finished/paid and we have started to pay our $ 120,000 mortgage ( we already paid $9,600 on it this past month!) .We 're planning to pay it all in the next two years or so.  --Bob C.

I'm currently 50 and desire to retire at age 58. Based on my calculations, I can be debt free in 6 to 8 years. Perfect! --Laura H.
I no longer feel like I'll be working for the credit card companies for the rest of my life and look I look forward to being debt free in two to three years! Amazing! --John S.

I find myself looking forward to paying my bills each month as I watch my debt melt away. My first credit card will be paid off at the end of next month! My wife and I are going to vacation to celebrate, then it's on to the next card!
I have not met my spend smart factor every month because, as you stated in your message, life happens, but it is easy to get right back on track and still get results. Thanks, again. --Tim J.

My husband and I have changed our whole outlook on our financial situation.  I no longer stress about our debt and in fact, it has been fun, almost like a game, to pay our bills and then see the results.  We get together every weekend to pay our bills and forecast our weekly expenditures.  It has helped us in our decision making tremendously.  What do we need vs. what do we want.  We are committed to this plan and are rewarded by the results every month. --Michelle M.

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"Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth." (3 John 1:3)